Life on a Budget
Small confession. I’m not terribly inspired to write a post today. I’ve had several topics rolling around in my head, but none are fully formed. I’ll do my best to put a few words together.
I’m adjusting to life on a budget. When I was poor, I simply didn’t spend more than I had in my account. Because I have simple wants, once I was making more money, I didn’t have to worry about what I spent. There was always enough.
Now I am making less than I spend and relying on my savings account to fill in the gap. While there is a good chunk of money left from my house sale, it won’t last forever. It won’t even last that many years unless I am careful. Thus, I must learn to live on a budget. I’ve just completed my first month in my house and am learning what my monthly bills will be.
So far my biggest struggle is groceries. If I’m going to eat meat, I want to eat grass-fed, or free-range, hormone-free meat. That adds a huge chunk to my grocery bill. I love avocados and in the past have found the organic avocados are a better quality. However, in the Midwest, it’s harder to find good avocados and they are more expensive. I’ve had to downgrade to the standard version.
There are lots of other little things I used to buy without thinking. I want to put up some solar-powered yard lights. Maybe get a hammock. And a daybed for my guest room. But now those things must be saved for. Whatever I don’t spend from my montly allowance will be tallied and used to buy those things when I’ve saved enough.
It’s a new way of living and one that’s not really terrible Things are just things. I love this new life so much, and am willing to do what is necessary to keep it going, even if that involves living without things I want. I work a few more hours a week than I used to work, but now only make in a month what I used to make in a week. Still, at the end of each work day I go home far more satisfied. I’m doing an honest day’s work for an honest day’s pay. I’m no longer being paid a ridiculous wage for something I could do in my sleep, and benefited no one but those above me to become even more wealthy. I’m more than fine with the pay cut.
However, in an attempt to supplement my part-time job, I intend to look for freelance writing work. One site that I signed up for 2 years ago, when I had no time to take any freelance work, was E-lance. It was touted by other writers as a great place to earn some money. I know the market has changed in recent years, and I’m guessing that’s what I’m seeing now that I’m back on the E-lance site. Most jobs pay next to nothing for a great deal of words. Writing, never a good paying gig, has gotten even worse. One job offer was to write 2, 10,000 word e-books a week for $50. Uh… yeah… why? If I wanted to do that, I’d just write them for myself and take the money earned from their online sales. Many other jobs are simply writing articles to help companies sell products. I’m done letting corporate America take advantage of my skills.
I subscribe to Writer’s Digets and Poets & Writers. I will start searching them a bit more diligently to find paying contests and freelance work. Again, I will do what it takes to make this life last as long as possible, if not forever.
Tonight I will go to my first writer’s group meeting. We’re discussing two manuscripts written by members. I went in with some skepticism, based on my previous two years at an online university. So many marginal writers would introduce themselves in class by talking of their dreams of becoming novelists. However, these writers seem to be truly talented. One book is something I would never pick up in a store, and I was starting on chapter 12. Despite this, by the end of that portion, I was fully invested. Would the protagonist rescue the love of his life? I was frustrated when I ran out of story. Now I will have to wait until the author gets more written.
Nothing has gotten me writing more than the idea that I’m going to be submitting pages to these talented people for feedback. It’s intimidating. I want to give them a good read, too.
So that is all for today. No insights or wisdom, just me figuring out this new life – learning to live in a budget, finding paying writing work, and getting inspired by other writers. That’s really a pretty good week.